Natalie is a personal finance (PF) nerd that looks forward to sharing her excitement with others about saving and investing. Five years ago, she started her own journey on learning everything that goes into paying down debt, starting an emergency savings, the ins and outs of financial independence and graduated into investing in the stock market and real estate. She now has clients whom she helps with debt consolidation, savings plans and investment opportunities outside of her normal job. In her spare time she likes to budget out future/dream international trips and helps friends find cheap flights/hotels to exciting destinations.